All roofing contractors will perform the work for the agreed-upon amount set by in the Statement of Loss.
The price of your roof replacement should always be determined by the scope of work, which is entered into Xactimate. Xactimate is a software used by both contractors and the insurance company to estimate the replacement cost. The insurance company owes for what is damaged and to bring your property back to its pre-loss condition. If you get multiple bids and go with the lowest bidder thinking it may benefit you somehow, it only lowers the amount the insurance company is going to award for your project. If you get a quote for less than what is determined by that software, the insurance will pay you less when depreciation is released. They will only pay whatever is invoiced by the contractor. You want to make sure you have a contractor that is going to work with the insurance company to get you the most amount that can be justified.
MOST IMPORTANTLY, there are an abundance of contractors that travel to the latest storm location. It is always a good idea to know if your contractor is local or chasing the storms. You have the ability to work with any contractor you choose, we just suggest that you are confident the contractor is honest, can thoroughly work to get you what you deserve from a claim, and is there when you need them in the future.