What is an Insurance Supplement?

Supplements are additional line items submitted by your contractor for approval that are required to bring your property back to pre-loss condition, most likely added after the adjuster proposes a claim. Supplements can be code-related items required by the city, or simply items missed by the insurance adjuster.

It is very important to know that a large percentage of contractors either do not have expert experience with insurance claims, or choose not to spend the time and effort it truly takes to get the homeowner what is justified on a claim. Supplements are very important, because they most often account for crucial components your roof needs to ensure it’s full potential.